Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
davisanderson

0 Contributions
0 People Helped
When is the best time to apply for a second credit card?
I have one Credit Card that I am slowly paying off, and was thinking of getting another credit card with perhaps a better rate. My credit score is currently in the FAIR ranking area on this site (680)

I know that simply applying for credit can affect your credit score, so I didn't want to do this foolishly. Is there a best card to apply for? Is there a tool on this site to let me know which card I am most likely to qualify for, etc.

Or should I simply wait until my credit score is better to apply for another card.

Thanks Everyone

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.