Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

1 Contribution
0 People Helped
when I did a credit check score was 638 median yet this site rates my credit at much lower score?
I just had my credit checked through a refinance company and my median credit was 53 points higher than my score here on this site.
my Transunion credit score was 605 at the bank I use this is a 20 point difference. so just wondering why your site is so much lower? your numbers are telling folks they have less credit scores than are actually there. my Home loan of 55,000 is not even in my credit report.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.