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breeze0017

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when consaldating credits cards must i stop using all the cards?

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Not necessarily.

In fact some card co's will close them if you don't use them. Try rotating your cards so you use only 1 or 2 a month then use other cards the next. 

I put a recurring bill such as my cable or phone bill charged to my high interest card each month. Then pay off the balance each month and not use the cards for anything else. Shows utilization without incurring interest with funds already in your budget. 

Goid luck. 

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