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Posted in Auto Loans
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jmetzger1964

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When applying for a car loan, which bureau do they check? Or all 3?
My credit score is 150 points lower on Equifax because no creditors report to it.

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It all depends on the lender, different lenders pull different bureaus. The best thing that you can do is to research via a Google search what auto lenders pull what bureau(s) in your area of the country. You could also ask the Finance person at the dealership if they know which lender pulls which bureau. Keep in mind that most auto lenders will use a version of FICO scores.

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