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WhyWhyG

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Whats the FASTEST way do build up my fico score? I missed 2 payments 8 month ago!
Besides making payments on time and keeping credit card balance under 30% of its limit, is there any other method of jumping back up FAST?

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Three credit cards and one installment loan that is reported to all three credit bureaus are good credit building tools. Watch your FICO scores too in addition to any other ones that you follow. Try to remove any negative information from your credit reports. Regarding the late/missed payments that you have showing, do some reading on how to write a "Goodwill Letter" to the lender begging for forgiveness and removal of the lates from your reports.

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Pay your Credit Cards down to 0 balance.  Never leave a Balance on your Statement.

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