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NAPAJ2021

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What type of homeownership loan could I get with a monthly income of $1,500
1st time homeownership, but bad credit

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Bad credit with low income is not going to get you approved. You need to work on rebuilding your credit first. If you can restore your credit then you might be able to find a loan for a cheap home, but do some reading on "debt to income ratio" as that will be a serious matter on a low income.

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