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mrsnoindependace

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what to select for employment when applying for credit card as a stay at home mom?

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Top Contributor
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Depends

If your spouse works, you can say employed and if they ask, just produce the tax returns showing the total gross amount for the year. You can also say unemployed and put the gross yearly income for the household as I believe that's what matters more. 

Top Contributor
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557 People Helped

"Other" if there is that option, generally, they are asking for your "household" income, not just yours. Personally, I would never ever provide them with my tax return (4056T) W2 or pay stubs yes. Because most of time they share it with third party like LexisNexis.

Top Contributor
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134 People Helped

Replying with "other" could cause a flag where they would have to ask.  I presume you would tell the truth when they inquired.  Some states allow you to list total househould income even if only had an income.   If you are applying for a joint account, then just use your spouses information for employment and for yours, state "none"   Its the total income they will use in their determination.

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