Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Mortgage
Profile Image

Question By

0 Contributions
0 People Helped
What to do to buy a house
I have a transunion score of 678 and a equifax score of 651. I have been rebuilding my credit for about a year after I settled a debt with Sprint. I have 3 credit cards which have a spend limit ratio of 470:1500, 50:500, and 200:1000. The two with higher limits are from CapitalOne and the other is from BestBuy. I'm 22 and have a yearly income of about 36k. What steps can I take to obtain a decent mortgage in the next year or 2?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.