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mgwebb0729

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what should your credit score be before applying for loan

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Most lenders use a version of FICO scores. It depends on the kind of loan and what the lender requires as far as score requirements. 660+ Fico is probably minimum with most lenders, over 700 would be much better. More than scores go into loans, your overall credit profile is just as important, your income and "debt to income ratio", time at current employment, etc.

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