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What should I do -- get a second secured card or no?
Pulled my scores and reports today. They are in the mid 500 and low 600. I have a brand new PNC secured card that has a $500 limit. I know not use more than $150.00 of it. I have been approved for a Cap 1 card $49.00 for a $200.00. Now I am going to clean up the report but should I get the Cap 1 card. Most of 99.9% of the Negatives on my CR are all MEDICAL. All recent so not about to fall off anytime soon. A lot from my past has fallen off already. I think within 2 years I could have decent credit again.

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