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ret623

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what rating is a 680 credit score
On the cover pages your rating for a score of 720 is "good." What is your rating for a 680?

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if I'm correct I believe its considered a fair rating depends on your payment history and the length of your credit history... you can have a FAIR credit rating but still have an ugly report with negative late payments or utilizing over 35% of your credit cards (if you have any credit cards in your name) look up credit to debt ratio it'll give you insight on what that means if you do or do not own a credit card.. if you don't own a credit card your scores are based mostly on the accounts with your name example verizon wireless you owe 200.00 but never paid them.. it passes the 30day mark that will hurt your score and drop by some odd amount of points and won't look good in your credit history, but that doesnt mean you can't have a score considering of FAIR credit... you probably defaulted on a payment or two out of let's say a total of 15 open accounts in your credit history.. 

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