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Posted in Auto Loans
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lynnme

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What made my FICO score go from 846 to 709?

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loan drop

If payments are made on time, why does my credit take a big hit?

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There are many factors that affect your credit score, not just on-time payments. I suggest reading this article to learn more: https://www.creditkarma.com/article/MyScoreDroppedWhy

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846?

That's the highest FICO score I've ever heard anyone profess to have of so kudos for that but dropping all the way down to 709 implies some serious change in your credit profile.  

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