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cjmohammed

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What kind of credit should you have to buy your first house?

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While it varies from lender to lender, generally a score of 620 or 630 is considered the minimum score for getting a mortgage. (And of course you have to qualify with your income and other factors.)

With a score that low you won't get the best rates, but since all mortgage rates are very low now, that's not as big a worry as it has sometimes been.

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