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lefferts

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what is "vantagescore"?

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Vantage Score

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our Vantage Score is a credit score just like all that rest, but the 'pieces of the pie' are cut up differently. Normally, the largest factors to your credit score are (1) How much utiilization of credit 30%, (2) Payment History 35%. The smaller pieces are Credit History 15%, Types of Credit 10%, and Recent Credit 10%. With Vantage Score, the Big Pieces of the pie are (1) Recent Credit 30%, (2) Payment History 28%, (3) Amount of Credit Used 23%. The smaller: Credit History 9%, Balances 9%, Available Credit 1%. One thing to add, this is an overalll score of you what have done with your credit in the past 24 months only.They dont care as much about history.

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