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domandza

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What is the lowest score i should use to apply for a mortgage

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Not sure if it varies by state, but where I live the minimum to qualify for an FHA loan is 640. Most places (if not all) will pull your credit report with all three bureaus and use your middle score.  They do this because not all creditors report to all three bureaus. ( I know from experience as I am trying to get pre-qualified to buy a home! :) )

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