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Luckychucky4

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What is the difference of fair Isaac 2 to fico 8
Trying to get a mortgage but my bank says my score 580's is to low and experian was a fair issac 2 trans union was a Fair issac 4 and equfax was deacon 5 but when I check every where else my credit is over 660 which is what I need for USDA loan after investigating I think I am seeing a fico 8 so what's the difference and who uses fico 8 for mortgages.

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They're entirely different scoring models.  You cannot expect scores generated by two different models to be the same.  You should expect different algorithms to produce different results.

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Mortgage lenders do not use FICO 8,

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