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freedomgar

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what is the company reporting deliquent payment?
I haven't had any delinquent payments to anyone. Please identify so I can challenge the company.

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Go to annualcreditreport.com (something we all should do o[nce a year) and get copies of all three credit reports.  Look them over very thoroughly and file disputes on all wrong information.  I recommend doing the disputes in writing and retaining copies of all communications until after this is cleared up.

It is not uncommon to find errors on credit reports, which is why we are advised to do the annual checkup so errors can quickly be cleared up.

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