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laurab9212

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what is the best/ cheapest credit card to get?

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Top Contributor
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That depends

if you have the credit score to qualify you could get a Promo 0% APR card.  the Promos are running 12 to 15 months right now. 

If you don't have the score to qualify, then a Secured card is probably the easiest to get.  That requires you to make a deposit into a savings account that is tied to the card.  These aren't cheap, usually in the 20%+ range, but as long you use it sparingly and pay it off evey month it won't cost anything.  after about  8 moths to a year, of good payment history you should be able to get an unsecured card. 

Good Luck

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