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dcrepair

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what is hard inquiry's and why does it hurt my credit score so much
Shopping around for a newer vehicle and since then my credit has dropped 60 points and I've had one late payment in the that the frame
Y is it hurt SSO much

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It's when you apply for a new line of credit. You allow potential lenders to pull your credit to see if you are able to obtain a loan from them.

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Hard inquiries are actually the least thing that affects your credit score.  They only count for 10% of your score.  To learn how your FICO score is calculated, visit www.myfico.com.

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