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donnamartinez

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what is charge off and how does in impact score
rec'd email stating
An account on your credit report was listed as charged off.
where can i get info on this acct and how it affects my score

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Top Contributor
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Look at your accounts on your credit reports. Look to see which one is charged off. A charge off is when an account is so past due that a lender gives up on it, that doesn't mean that you no longer owe the money though. Charge off is BAD, it hurts your credit. Look over your accounts to see which one is charged off, if you don't see one, maybe you got the email message in error.

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