Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
Masakari

0 Contributions
0 People Helped
What is a good credit card for someone who has no credit history to build some?
I am 24 and have no credit (no student loans, credit cards, etc). What is a card that I can get to start building my credit history? I have tried a couple, but so far have not been able to get approved.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7370 Contributions
3810 People Helped

Go for a secured card

Best bet is to get a secured card.  A secured card requires depositing a specific amount of money with a participating bank (some are listed on this site) and they grant you credit in that amount.  After several months of wise usage and excellent repayment history, they may change the secured card to an unsecured card with a higher credit limit.

I do advise you to be sure the credit card you choose will have the Visa or Mastercard emblem on the card.  Those are universally recognized.  It takes a bit of time to build a credit history but you can do it easily this way.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.