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sharkmdm1956

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what if im fausley accuesed
i baught a computer from best buy and sprint was added and i called them and canceled it days after buying my computer i did not ask for sprint i have bright house how can they say i owe them money on my credit not cool

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Top Contributor
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Do yo have a record if it?

if you have proof that you canceled it, mail a copy with a Validation letter to one of the Credit Bureaus.  Even without the proof, you can still fight it, It just might take a little more work.

Get free copy of one of your credit reports.  You can get 1 free copy from each Credit Bureau once a year. Don't pull all 3 of your credit reports at once. You'll want to pull another report in 4 months and again in 8 months so you can see the progress on your credit report. All 3 share information so what you see in one will be very close to whats on the others.   Do this at the government website  AnnualCreditReport.com  It's the only free site for Credit Reports.

Print and  Go through the report with a marker.  File disputes on all negative information that you find on your credit report at each of the credit bureaus websites.

Follow through by writing the "Validation Letters" on the same info and mailing them to one of the Credit Bureaus.  Google "Validation letter" for more info and templates.  Mail these "Return Receipt Requested", (paper trail)  The Collection agency will have to verify that they have the legal right to collect and have all the documentation, If they don't have all their ducks in a row the account will be removed.

Good luck

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