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ICEMAN137

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WHAT IF I PAID ALL MY BILLS EWCEPT MY INSTALLMENT LOANS

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The answer to your question is governed by what bills you are actually speaking.   Normal daily living expense bills are not report (Lights, Water, Cable, TV, etc) on a monthly basis, they are only reported if you fail to pay and they go into collections.  You should always aim to pay your credit cards on time and pay them off so you are not paying unnecessary interest.

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