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Question By
felipeo5

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What exactly is "Age of credit history"?
I just checked my credit score for the first time and I have a poor grade on my "Age of credit history". Does this pretty much mean how many years I've had credit cards or any type of credit open? Please help.

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You said it, " how many years I've had credit cards or any type of credit open"

total age of your accounts / # of accounts = average age of accounts.

Reply by
creditkat2011

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I have had credit cards and a credit history since I was 18 yrs old.  I am now in my 50's with a "D" in "Age of credit history"    I have had great credit for 10 years with a score above 720 and still have a "D" in that catagory.  Why?    I would think if I had the same cards for years but maintained great scheduled payments and a "A" in that catagory, I would have a good score there too.  No?  How does someone fix the "D" to "A", when I never knew of such a catagory.  Kinda bothers me now...  Any help you can give me?

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