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Avianna10

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What does my credit score need to be for a home equity loan?

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Most lenders look at a 620 minimum score for home equity loans (not line of credit, which usually require an even higher score). That's considered pretty standard. There are options out there now that do cater to those with lower than a 620, so shop around if you can. Hope this helps.

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Also remember that more than credit scores go into a lender's decision, such as your overall credit profile, debt to income, employment, etc. Be aware that most lenders use a version of FICO scores too.

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