Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
40934093

0 Contributions
0 People Helped
what does it take to get a 850 score/mine is 823
my score is very high in the 820 range

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-3 of 3Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
991 Contributions
547 People Helped

Time and no new account/inquiry... It gets pretty boring once it past 800.

Top Contributor
13 Contributions
33 People Helped

theres no point going to 850 if you alrdy get the best deals =)

Top Contributor
47 Contributions
27 People Helped

I don't know what it would take to get to 850.  Maybe having 12 or more cards?  Making payments, on time, on both a car and a house?  Long average credit history?

On one of my credit card sites which gives me a score, it appears they are scraping the bottom of the barrel to explain why I can't get past 830.  

"Your largest credit limit on open bankcard or revolving accounts is too low".   My highest card ia a $16000 limit with about $1400 on the most recent statement.

You have too many inquiries on your credit report (3, changed cell phone companies, and 2 new cards over the last 2 years)

"The balances on your accounts are too high compared to loan amounts.    Which must be taking into account my car loan which I paid off 3 year early in January.

Results 1-3 of 3Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.