Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Karma
Profile Image

Question By
Twiggmom

0 Contributions
0 People Helped
What does it mean that a fraud alert has been added to my credit report?
I recently received an email notification that a fraud alert has been added to my credit report but I can't find anything to tell me what this means or how/why it has been added.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7351 Contributions
3807 People Helped
Most Helpful Response

Helpful to 6 out of 7 people

Apparently an account you had (bank account, government file, Social Security number) has been compromised/stolen/hacked, which puts you in danger of identity theft and all the hassle it causes.  A fraud alert was placed on your account by the agency that was compromised and it is really to your benefit because, should anyone try to open any account in your name or using your Social Security number, YOU will be notified.  While it may be a hassle if you want to open an account, at least it prevents the mess caused by Identity theft.

A fraud alert was put on my report when some VA records were compromised.  I didn't have any trouble, but it was comforting to know my ID was being protected.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.