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RGS44

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What does "COLL SERV BR" stand for?
It shows I owe $200 but that's all. There is no phone number or address.

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It's some type of Collection company. (Collection Service Bureau). Write dispute letter(s) to the credit bureau(s) that they are reporting to thay you are unaware of such debt and you believe it is not yours. This will see if this is a legit collection attempt. If not by law they must remove it within 30 days of receiving the dispute letter. If you are unable to contact them then perhaps the Credit Bureaus will be unable to do the same and remove the negative item from your credit file. Good luck.

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If you pull your full report from www.annualcreditreport.com the creditor contact info will be in the back of that report.  

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