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gemini2306

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What date is used for a charge off to be removed? Last pmt date (not current) or acct closed date?
I have a credit card that was charged off with a closure date of April 2011 by the lender. The last activity was a payment made in October 2013, which didn't bring the account current, but attempts were made to pay the debt. What date will be used for the account to be removed from my credit report? Date of closure/delinquency or the date of last activity on the account?

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Date of last activity is the cut-off.  In this case, it would be the last payment.

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