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Posted in Credit Scores
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Question By
tattoo78

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0 People Helped
what company agency is best to get help to repair my credit score
Does anyone know the best agency 2 get help on repairing your credit score or even fixing information that already was solved and still is affecting my score

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Top Contributor
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Don't waste your money on these scam artists. The only way you can permanently repair your credit is if it was bad because of fraud. If you are a victim of identity theft or inaccurate reporting then you need to file a dispute with the bureaus. Go to their websites or call them and they can walk you through the process. 
If the derogatory items are accurate (you really did incur debt that you didn't pay), then there is no way to get rid of them permanently. If you dispute them and the bureau investigates and finds they are valid, they will come right back. Meanwhile if you opened new lines of credit while your score was temporarily higher, you will be in danger of losing those accounts. Creditors do periodic soft pulls on account holders, and if they discover you misrepresented your creditworthiness by applying in the middle of a dispute they may decrease your credit limit or just close the account.

Reply by
tattoo78

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Thank you for responding, the thing is I can't even get approved for any line of credit, on here my score says 524 but on credjt.com says 657 so I don't no what is going on... 

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Reply by
JohnnyRain127

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552 People Helped

Credit dot com providing scores from Experian, CK here don't, there are two scores from credit dot com, one is National Equivalency Score and other is VantageScore3. We have 100s credit scores out there.

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You usually start rebuilding with a secured credit card. What kind of baddies you have, how many/recent, what do you mean that it was solved, anything else you can do with the baddies besides disputing them?

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