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obdu92

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what can i do to build my credit back up? with a 10800$ credit card debt.
anything helps

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Top Contributor
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Thats not much info.

but getting that debt paid down as quick as you can will be the best thing you can do. Minimum payments are a benifit to the credit card co's, Thats when the make the most money off of you. Pay as much as you can every month. The faster you pay it off the faster your score will go up. 

You give no indication as to what your total available credit is, but get the total amount you owe down around  20%-30% or below of the total of all credit limits for all your credit cards.  That and paying all your payments on time will have the biggest impact on your score. 

Good luck

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