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What are my chances?! :/
Hi I'm 25 I've had an issue with credit in the past that's why I'm in debt 1,600, have never owned a credit card and I have a credit score of 420-425 with the most known credit bureaus. My little family is growing and honestly its getting stressful having four people share one room. I've been at my job for over 2 years and hoping that helps a little as far as having a secured job. What made my credit go bad was letting go of a lease I had when I lived in an apartment back in 2009, school loan that doesn't make sense, & two other small bills. I know fixing your credit could be a long process but I'm willing to try hard because I feel like my family deserves a better home than this. Any advice that would help me would be greatly appreciated.

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