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What age is good time to get first credit card to build credit

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When one is a legal adult, capable of entering into a contract and[ having the means to pay the debt.

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18 as long as you are responsible enough to use it correctly, most people are not responsible enough at that age, including myself. Do some reading on credit so you have a good understanding as to how everything works and then get a Secured credit card that is reported to all three credit bureaus and go from there. If you get a card, don't carry it with you, just bring it out once per month and put a small purchase on it and then pay it off in full before the due date. Capital One is a lender that many people start with.

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