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Astraea21

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What affects insurance scores?
I cannot find any details on the site that tell what affects the insurance scores except that it is 'based on credit profile'. I am showing very poor on auto insurance quote and fair on home insurance but have excellent credit scores. Obviously I don't expect all the scores to be the same but can anyone tell what the insurance scores actually derive from? A difference of very poor and excellent cannot be based on the same info.

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