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tigrmtnman

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Went looking for a car, and found out that my credit report for mortgages were not closed.
House went into foreclosure two years ago, yet they are still reporting as open and behind on payment. This was from Equifax, but imagine all 3 may have same wrong informstion. How long will they continue to show on my report, Ocwen and Springleaf, and what do I need to do to clear these entries?

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Lesson Learnd

Before trying to obtain new credit, specially after a foreclosure or bankruptcy, you should always be sure that your report is clear of any bad info.  That way you don't take any un-needed hits on your inquiries.  

First, Pull all tree CR's and see whats on them,  You can start by filing a a dispute on line with the CRA's,  If that doesn't rectify the problem with in 30 days, follow up with a Validation Letter. 

The foreclosure will show on your report for 7 years, But the report should update as closed. 

Good luck!

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