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Dlctjc

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We filed a chapter 13, and it was discharged in 2014, on my report.
On my report, one creditor shows chapter 7, is that a problem?

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If you filed a Chapter 13, you would be making monthly payments to a bankruptcy- trustee.for three to five years, depending on the court decision.  If you fail to make those payments every month, the court can turn around and convert the Ch13 to a Ch 7.  A Ch. 13 hurts your credit far less than a Ch. 7, which is reported for 10 years.  Better contact the trustee or your attorney to see where you stand. 

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