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Posted in Paying Your Bills
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kaipen

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We are just rebounding from layoffs and pay cuts, how can we get bounce back?
We were both laid off within 1 year of each other. Filed bankruptcy and are trying to keep our home as well as maintain daily necessities. Has anyone else experienced this and what did you do to make it better.

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Right now you need to concentrate on doing whatever your BK attorney and/or trustee tells you to do.  If you're on a payment plan, make your payments on time.  If you aren't currently employed, keep looking for employment, I know it's tough but don't give up.  Once you are finished with the BK you can begin to repair the damage by establishing new credit, which won't be easy because of the BK.  Visit www.credit.about.com and look under "Consumer Bankruptcy", at the lower end of the page, I believe.  This process will take a long time, but keep plugging away and you'll eventually be in a good place.  Best of luck.

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