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sar2292

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WAS on credit report but not anymore??
Fiance had a broken lease from 4 years ago. It was sent to a collection agency and soon showed up on his credit report. Recently though after checking the credit report again it is no longer there? even weirder this collection agency hasn't been agressive with contacting or demanding the money but when he calls them to verify the balance they still go along with it like it's still valid. Sent just sent out a debt validation letter but it's not on the credit report so do we really need to worry about it anymore???

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Define "worry about it"... Your liability to a debt aren't dependent on your credit reports. If it's not on your credit reports? It's simply means other creditors cannot see it. There are various companies or lesser known Credit Bureaus have our infos for just about every categories, potential landlords, employers, utility companies, Bankings, public records/back grounds, they can check with besides the big 3 Bureaus.

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