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KITTY1010

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WANT HIGHER CREDIT RATING
I want all old data prior to 7 years removed from my credit report - however they keep reporting on cards even though not used - still report -0- -- is there any way to clean this up and just have open cards on record...I was told I cant cancel them -- that will take more years to clean up... surely something can be done...

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If the cards are not closed, they will report whether used or not.  If they are good accounts (i.e. no late pays) then don't close them, they are helping your credit score.  If you close them you will hurt your score.  If they have already been closed for 7 years and you want them off because they are bad accounts, then go to www.annualcreditreport.com and dispute the accounts.  To learn more about credit and credit cards, visit www.credit.about.com.  No hassle website, you don't have to sign up or anything.  Best of luck!

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Call The Credit Pro's 1-877-235-0324 they can help...

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