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Question By
justaguy99

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Walmart MasterCard versus Walmart Credit Card?
I thought I was applying for a Walmart MasterCard on their website, and it appears I was approved for a Walmart Store Card. Very strange. Does that mean I didnt qualify for the Walmart MasterCard? Does anyone know how to apply directly for the Walmart MasterCard?

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basically, they gave you the higher

rate card.  Your score probably wasn't high enough for the MC so they gave you the store card, at probably a higher interest rate and lower limit to give you a chance to prove yourself. 

Never turn down a card, even if you don't plan to use it. It will help your score in the long run.  use the card, pay it off each month and  Reapply for the card you want in about 6 months, 

Good  luck 

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I would say Most Walmart ( Private Label ) and Walmart Mastcard ( Dual Card ) Credit Cards have the same ARP of 23.40 ( based on their web site ) and there are  as they state "A limited number of applicants are expected to receive Account Type 1 and 2" other wise you are a Account Type 3. 

Why did you get the Private label credit card that you can only use at Walmart and not the Walmart mastercard ( Dual Card ) were you can use it Any where Mastercard is accepted, well thats a Unknown.   

Wait a few months and call customer service up and see if you can be upgraded to the Walmart Mastercard ( without any Hard Inquire )

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