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I've talked to reps at a bank and credit union; neither have ever heard of a Vantage score. Does anyone even use it and if so, for what? I'd like to try and get a home loan in 2 -3 yrs but I dont think I'll have much luck. According to Vantage's scale, I'm on the low end which I assuem jibes with FICO. Any advice would be appreciated.


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