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Question By
JimNWI53207

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Unreported months result in worthless numbers on CK.
I have a student loan in deferment that doesn't report, and another account that regularly doesn't report 3-4 times a year. My TU payment history on CK is at 73% because of this. With payment history being one of the biggest factors in determining the score, the number provided using this data, and all info based off of it is worthless.

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