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I have an open account showing 4486 of 5000 available credit from BRCLYSBANKDE and it says I have been paying every month for about five years. I've never heard of it, never have made payments, and don't want to make a big deal but it's affecting my utilization. I had credit problems from 08 that are mostly hidden from most creditors from statute of limiattions, but is this a trick to avoid the statute?

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