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jeffro315

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unfamilliar activity
some stuff on my credit history,is not true

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Go to the website of each of the Credit Bureaus (Experian, TransUnion, Equifax) and follow their process to dispute online. It is pretty simple to do.

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NO!  Don't dispute online, that is a ripoff and only benefits the credit bureaus.  If you do an online dispute, they have you "agree" to an Expedited Dispute Resolution (EDR), which sounds good, but is really bad for you.  If you agree to EDR, you give up key FCRA rights that can severly hamper results and you waive your right to re-investigate the dispute if they come back and claim it has been "verified".  They can also remove an item, and then re-insert it on your report later without any notice to you.  Always, always do your disputes in writing so you have all the protection you are allowed.  It takes longer, but results will be better.

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