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Rusty2212

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Typically, can I request the amount of credit I want for a new credit card from the creditor?
Credit card creditors seem to set the credit allowance. I wast just wondering how one could request the amount desired or is it always only up to the card issuer. I don't want to get accepted for some ridiculously small amount as that really doesn't help ones credit.

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Your initial credit line is determined by the lender, not by you. Once approved for a card and a credit line is set, you can contact the lender to ask for a better credit line, but typically what they give for an initial credit line is all that they will do.

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If it's going to be a card you'll use and keep, then even a small credit limit isn't a waste over the long run.

If you don't have any other cards with the lender, then you can request an increase after having the card for six months.  If you have other cards with the same lender with high credit limis; then you can request part of the limit from one card be transferred to the new card.

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