Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
DP2005

0 Contributions
0 People Helped
Tthere are multiple inquiries from the same day That day I went to a used car place. What can I do?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
3 Contributions
0 People Helped

Helpful to 0 out of 2 people

You can dispute it, but if you were applying for an auto loan through the dealership then this is typical. 

It will only count as one inquiry as long as it's within a certain time frame (I believe it's within 14 days). The inquiries will show up individually but they do not count against your credit individually- if that makes sense.

The bureaus know that consumers need to shop around for rates, so there will often be multiple credit inquiries within a short time-span, but they only count it as one inquiry or mark against your credit report/score. 

Next time, you may want to get pre-approved for an auto loan on your own through your bank and bring it to the dealership so this doesn't happen again.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.