Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Report
Profile Image

Question By

0 Contributions
0 People Helped
Trying to find out the name/type of Loan I read about on here Please help?
I recently read an answer to one of these questions (yes forgot to save it) on here about a type of loan that I guess is held by the bank, the lender etc. for whatever term length you agreed to, you will also be making interest payments towards that loan. At the end of the term you get to keep the loan and I believe the interest too? Or just the loan not too sure, but read it be beneficial for your credit score. I am trying to get to 650-700 by the end of the year. Currently at 612. I have a personal loan and 2 credit cards, 1 open collections and a charge off.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.