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Desparate4help

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trying to buy a house and was at 635 and need to be at 640
I added a secured CC maxed out the balance then paid it down immediately which dropped my score 90 points,I need a quck solution as I have an offer pending and need it recovered by 6/1, any suggestions for a qucik boost

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Do you know anyone with a credit card with a long history of perfect payments? You could get them to add you as an authorized user (just don't get a card). Make sure that card, or cards (just to be safe), reports authorized users to the CRA's. You may need to get added to several cards to get the kind of increase you are looking for. Also, if there is any negative stuff on your reports, try disputing it...You may luck out and get it removed. Make sure you are checking your true FICO scores, not the Vantage scores on here.

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