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Bigedtuk1

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TransUnion was easy for direct dispute...Equifax is NOT. Any suggestions.

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Top Contributor
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To initiate an Equifax dispute, you will need a copy of your credit report which includes the 10 digit number needed to issue the dispute. You can get a copy of your report from one of the free sites like "freeannualreport dot com" or from the Equifax website.

Top Contributor
1884 Contributions
3682 People Helped

Unless the account is ONLY

reported to Equifax then what ever you dispute with the other Credit bureaus will generally be cross reported to the others within 30 days of the outcome. 

You Can get one free copy of your credit report once a year at AnnualCreditReport .com   If you have been denied credit you can get a free copy of that report from the Credit bureau that they checked with.   

I have found that With Equifax in particular, Doing everything in writing is your best bet.  Things happen much faster if there is a paper trail.  Mail everything "Return receipt requested" and keep copies of everything.  Things can and do pop back up and you will need that paperwork to prove your case if something does happen to pop back up. 

Good luck

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