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Question By
altimasv

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0 People Helped
Transunion vs. Equifax
Transunion only has 3 hard inquiries and Equifax has 12! Ruining my score. It doesn't look like Equifax consolidates inquiries for the same purpose. Is that the problem?

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Top Contributor
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No that is not the problem. What happened is, more lenders pulled your Equifax report than your Transunion report when you applied for credit. They are separate companies and can often have different info as different lenders work with different credit bureaus.

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